[DOWNLOAD NOW] Profitability Simulator – Credit Recovery and Default
Posted: Sun Jan 19, 2025 9:42 am
Have you ever evaluated how much your company is losing due to defaulting on payments each month? Do you think the number of customers who do not pay is low? In times of crisis, any lost value has a major impact on your cash flow!
According to the Central Bank (BC), household debt reached a record high in March of this year: 56.4% of total income. In other words, for every R$100 earned, at least R$56 was committed to debt. The study also showed that default was a reality for 4.1% of families and 1.6% of Brazilian companies.
To help you build an assertive Credit Recovery strategy, the ACP rcs database developed the Profitability Simulator , a simple tool that allows you to analyze your company's financial scenario and learn about solutions to reduce defaults.
And the best part: you can use it for free, as many times as you need! In addition, your data will be protected, since the Simulator is saved on your computer/cell phone, without any type of information sharing. All you need is the Excel software installed on your device.
Click on the banner below and download your Profitability Simulator – Credit Recovery and Default:
Below, we explain a little more about how the tool works and what information can be obtained.
How does the Profitability Simulator work?
The purpose of the Profitability Simulator is to quickly and easily analyze your company's current situation regarding default and recovery of amounts owed.
After filling in basic information, you will have access to a comparison between the operation you have already implemented in your business and how much you can still recover with ACP's Credit Recovery solutions.
With the features available in the Simulator, you will be able to:
Calculate your business's monthly default
Did you know that, according to ACP experts, your default rate should be below 0.5% of your monthly revenue to be considered healthy? Based on the average number of customers who fail to pay during the month, you can analyze how much you are losing each month due to these debts.
Assess the financial scenario assertively
Do you currently consider the number of defaulting customers to be low? Do you believe that the services used to report and protest them are really efficient? Or is your company currently trying to recover the amounts only directly, by contacting the customer? Regardless of the scenario, now is the time to reevaluate! With the Profitability Simulator you will be able to understand how these actions are, in fact, impacting your company's cash flow.
According to the Central Bank (BC), household debt reached a record high in March of this year: 56.4% of total income. In other words, for every R$100 earned, at least R$56 was committed to debt. The study also showed that default was a reality for 4.1% of families and 1.6% of Brazilian companies.
To help you build an assertive Credit Recovery strategy, the ACP rcs database developed the Profitability Simulator , a simple tool that allows you to analyze your company's financial scenario and learn about solutions to reduce defaults.
And the best part: you can use it for free, as many times as you need! In addition, your data will be protected, since the Simulator is saved on your computer/cell phone, without any type of information sharing. All you need is the Excel software installed on your device.
Click on the banner below and download your Profitability Simulator – Credit Recovery and Default:
Below, we explain a little more about how the tool works and what information can be obtained.
How does the Profitability Simulator work?
The purpose of the Profitability Simulator is to quickly and easily analyze your company's current situation regarding default and recovery of amounts owed.
After filling in basic information, you will have access to a comparison between the operation you have already implemented in your business and how much you can still recover with ACP's Credit Recovery solutions.
With the features available in the Simulator, you will be able to:
Calculate your business's monthly default
Did you know that, according to ACP experts, your default rate should be below 0.5% of your monthly revenue to be considered healthy? Based on the average number of customers who fail to pay during the month, you can analyze how much you are losing each month due to these debts.
Assess the financial scenario assertively
Do you currently consider the number of defaulting customers to be low? Do you believe that the services used to report and protest them are really efficient? Or is your company currently trying to recover the amounts only directly, by contacting the customer? Regardless of the scenario, now is the time to reevaluate! With the Profitability Simulator you will be able to understand how these actions are, in fact, impacting your company's cash flow.