Digital Signature: A Tool at the Service of the Insurtech Revolution

[nrumohammadx1]

As previously reported, there are various tools that meet the new market needs that accompany the new insurtech trend .

The digital signature , for example, is a particular type of qualified jamaica whatsapp resource electronic signature issued by an authorized Certification Authority , and is used for signing contracts with the public administration that require written form (for example in procurement contracts), and also between private individuals (businesses and professionals), when, at the conclusion of the commercial negotiation, one wishes to avoid exchanging signed paper copies and instead create digital contracts with full legal value. The signature with a digital signature, or FEQ, provides the maximum level of security with respect to the probative value of the contract itself. In fact, digital signature and advanced electronic signature, according to art. 20 of the CAD, make the electronic document suitable for satisfying the requirement of written form pursuant to art. 2702 of the Civil Code . Furthermore, art. 21 of the CAD specifies the types of contract for which a digital signature or qualifying electronic signature is necessary, under penalty of nullity, and the types for which it is necessary to use at least an FEA, or a digital signature or FEQ, for their validity .

In the context of contracts and documents that are signed when taking out, for example, an insurance policy, it is always necessary to provide for the use of at least an advanced electronic signature .

Furthermore, it may be useful to also affix a time stamp to the digitally signed contract , in order to associate a certain and enforceable time reference to the signature and the contract themselves. Alternatively, the time stamp that is affixed to the storage package, when the digital insurance contracts are entrusted to the custodian, usefully contributes to the purpose.