How to minimize initial costs for sudden nursing care

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According to government documents, the average monthly cost of nursing care insurance services per person is 110,000 yen for those using nursing care services at home, and 330,000 yen for those entering facilities such as special nursing homes for the elderly, geriatric health facilities, and nursing care medical facilities. This is only an average, and it varies depending on the level of care required and the services used, but the self-payment is 10% of that. Non-insured costs such as food and room fees are added to this, which is troublesome. For example, the cost of lunch at day care centers varies from 500 to 800 yen depending on the facility. It is common for the room fee for a short stay at a facility to vary from 320 to 530 yen per day even for a four-person room, and the difference is even wider, ranging from around 2,000 yen to over 4,000 yen per day for a private room. There are pitfalls lurking everywhere when it comes to nursing care costs that you can lose out on if you don't know about them, and the cost can vary greatly depending on which provider you choose.

In particular, care must be taken at the start of nursing care, when initial costs remove background image can add up. Nursing care often begins after a stroke or a fall resulting in a fracture, but after a patient is discharged from the hospital, they will immediately need welfare equipment such as an electric bed, wheelchair, portable toilet, and shower chair.

"Special sale! The latest electric bed, priced at 265,000 yen, is now available at a special price of 148,000 yen," "Our most popular model, priced at 548,000 yen, is now available at 278,000 yen. Free shipping nationwide," and so on, lured in by advertisements such as these, many dutiful sons and daughters rush to order welfare equipment online and send it to their parents in their hometowns. However, it is best not to act hastily.

If you use nursing care insurance, you can rent 12 types of items, including accessories, such as electric beds, wheelchairs, handrails and ramps that do not require construction, walkers and walking aids, and equipment to prevent bedsores, with a 10% self-pay. Incidentally, even an electric bed with a suggested retail price of just under 400,000 yen will cost around 1,300 yen a month if you rent it under nursing care insurance, including transportation, installation, and adjustment costs. You can also change the model, replace the mattress, and receive maintenance depending on the condition, but this is not possible if you purchase it.

Even in the case of rentals, the rental fee varies from company to company, even for the same model. The rental fee for the electric bed in question ranges from 1,200 to 3,800 yen depending on the company, which is more than three times the price nationwide and nearly twice as much in Tokyo. It would be one thing if the additional services such as regular inspections, maintenance, and disinfection were different, but it is important to keep in mind that in some cases the higher the price, the worse the quality.